In many countries the law requires the provision of guarantees payment for medical services to tourists. Therefore, the tour operator or travel agent must provide such assurances. The basic form of insurance is to provide customers in the event of sudden illness and accident during the journey. The insurance policy must provide for payment of medical assistance to tourists and compensation in case of insured accident in the country of temporary residence. Insurance policy or a copy thereof, duly certified, are simultaneously with the tourism product and are issued a tourist before he leaves the country of temporary residence. To set the basic services provided by
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life insurance include bills for dental treatment in the range of $ 100 for outpatient and inpatient treatment, including surgery and use of medical equipment, such as ventilators, dialysis, etc. hemosorption , transport the victim to a hospital, emergency evacuation and repatriation to their homeland of the body. More expensive policies may include dental care, payment coming a close relative, if the victim's state of health does not allow its transportation. If a holiday accident or suddenly became ill tourist, the first thing to do is call us Russian Assistance Services, whose numbers are listed in the policy. You can, of course, and find their own doctor, in any civilized country will help the victim, but then you have to be prepared, that the return from abroad in the mailbox will be waiting at the expense of a round sum. We should not succumb to the entreaties and doctors, who administered first aid, a more complex treatment offered to negotiate amicably without going through an insurance company. Check for unpaid services, and in this case finds the hapless tourist, and insurers have nothing to him will not help. In the policy may be given a franchise - a condition of the insurance contract, under which the insurer is exempt from payment of damages, not exceeding a sum of money, in other words, costs for services within the specified amount the customer must pay for itself. In addition, the document may be a limit of payment by the insurer of medical services, above which also pays for a tourist. The sum insured of the policy that is valid for all states of the Schengen area should not be less than 50,000 euros.
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